individual insurance Archive
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Grandmothered plans and the HIX experience
Posted on December 13, 2013 | No CommentsUpdate on keeping your old policy The Idaho Dept. of Insurance just issued guidance to carriers regarding “grandmothered” plans – the option to extend 2013 plans beyond normal renewal in 2014.... -
Should You Start a New Policy January 1, 2014?
Posted on October 8, 2013 | No CommentsIf you don’t want to read beyond this first sentence, then get a new policy effective January 1, 2014. These new PPACA compliant plans are referred to as Qualified Health... -
Introduction to Idaho’s Health Insurance Exchange
Posted on July 27, 2013 | No CommentsThis is the first of periodic updates to help make practical sense of Health Care Reform and the upcoming Health Insurance Exchange (HIX) in the State of Idaho — what... -
Plain Language Disclaimers regarding PPACA Commentary
Posted on July 27, 2013 | 1 CommentPlain Language Disclaimers – Read at least once: The Patient Protection and Affordable Care Act (PPACA) is massive legislation creating a seismic shift in obligations and the flow of money... -
Your 2012 Coverage – Applying Now Makes Sense
Posted on November 5, 2011 | No CommentsAs the holidays ramp up, many people put off planning for 2012 – thinking, “I’ll get to it in January.” If that describes you, then re-think that one. Today would... -
Open Enrollment & Dependent Coverage
Posted on August 8, 2011 | No CommentsIt’s open enrollment season, and many employees overlook what can be a steep cost to cover dependents on their group health plan. Unless you KNOW you want to pay for... -
Cost or Value – Your Call
Posted on March 1, 2011 | No CommentsA quick, uneducated decision can be a costly decision. Investing a few more minutes to understand a product or service allows for making a valuable decision. This issue comes up frequently with supplemental benefits, where employees are either hurried by enrollment conditions, or simply don’t take the time to understand their options. -
Finding a Straight Shooter
Posted on June 14, 2010 | No CommentsHe gave ambiguous answers to questions so we couldn't replace our ignorance with knowledge and facts; that way he could find more ways to charge us. Because we lived in other states, he saw no future business in us so he figured he could at least milk us for "trivial" actions.
