agent Archive

  • A quick, uneducated decision can be a costly decision.  Investing a few more minutes to understand a product or service allows for making a valuable decision.  This issue comes up frequently with supplemental benefits, where employees are either hurried by enrollment conditions, or simply don’t take the time to understand their options.

    Cost or Value – Your Call

    A quick, uneducated decision can be a costly decision. Investing a few more minutes to understand a product or service allows for making a valuable decision. This issue comes up frequently with supplemental benefits, where employees are either hurried by enrollment conditions, or simply don’t take the time to understand their options.

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  • Can you, the consumer, save money if you bypass an agent and purchase health insurance online from the carrier’s site?  No.  The premiums are the same.  And it could cost you dearly if you don’t really know what you are getting.  Yet health insurance is becoming a loss leader to agents for developing a trusting relationship to fill other insurance needs.

    Medical Loss Ratios are Unhealthy for Consumers

    Can you, the consumer, save money if you bypass an agent and purchase health insurance online from the carrier’s site? No. The premiums are the same. And it could cost you dearly if you don’t really know what you are getting. Yet health insurance is becoming a loss leader to agents for developing a trusting relationship to fill other insurance needs.

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  • Remember, health insurance is supposed to protect you in case of a catastrophically expensive illness, not simply cover your routine costs as a generally healthy person.

    Good plans vs. bad plans

    Remember, health insurance is supposed to protect you in case of a catastrophically expensive illness, not simply cover your routine costs as a generally healthy person.

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  • If you think the government will simplify health insurance so that you won't need a pro, think again.

    Will Obamacare make health insurance agents obsolete?

    If you think the government will simplify health insurance so that you won't need a pro, think again.

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