Our government helps us again! Just as the insurance industry provided a good chunk of the market with what it wants - term insurance with the option to get ALL the money back at the end of term - the government changes the rules. The fallout of the rule change is that return of premium (ROP) term life insurance will cost more than it does right now. The cost increase has caused some carriers to drop the option altogether. In other words, consumers lose.
So, if you've been putting off life insurance and you think ROP term life insurance would suit you, ACT NOW -before Dec 29!
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